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    My Vision & Mission

    What I Believe

     At Mr. Medicare, we envision a world where everyone can FaceTime feature with confidence, knowing they have a dedicated ally in protecting what matters most. Our mission is to provide the security and peace of mind that empowers our clients to embrace life‘s opportunities, knowing they are covered by an agency that truly cares.

    At Mr. Medicare, our mission is to safeguard and empower, individuals, families, and businesses by providing comprehensive personalized, and innovative insurance solutions. We are dedicated to being a trusted partner, delivering peace of mind and financial protection in an ever-changing world. We strive to build strong and enduring relationships with her clients understanding the unique need and aspirations through transparent communication and deep industry disparities, we aim to educate and empower our clients to make informed decisions about their insurance coverage. Our team of highly skilled and empathetic professionals is committed to delivering exceptional customer service, Always putting our clients interest first. we value, integrity, honesty, and professionalism in every interaction, ensuring that a clients via valued respected and supported throughout their insurance journey as an agency we continuously adapt to the evolving landscape of risk and insurance, staying at the forefront of industries, trends and technology by leveraging, cutting edge, technology and data driven insights we Taylor personalized insurance plans that offer optimal protection, while maximizing value. Community engagement and social responsibility, or at the core of our values, we actively participate in initiatives that promote safely sustainability and overall will be in within a community. Community engagement and social responsibility, or at the corner of our values we actively participate in initiatives that promote safety sustainability and overall well-being within the communities we serve.



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    What are your options for Medicare? Find us at or call us directly at 956.746.6260 to speak with us directly. #MrMedicareRGV #SouthTexasHealthInsuranceConsultant

    Schedule your appointment at Call us at 956.746.6260 to speak with #MrMedicare directly! #SouthTexas Check out our website for answers to questions you may have.


    You have choices! Call us at 956.746.6260 for more information. Find us online at

    Do not hit the snooze button after hitting 65! Call us at 956.746.6260 to schedule an appointment with #MrMedicareRGV

    Schedule your appointment at to learn more. Call us directly at 956.746.6260 to speak with us directly. #McAllenTx #WeslacoTx #EdinburgTx #HarlingenTx #PSJA #MissionTx #RGC #Roma



    Francisco Torres, a highly accomplished insurance professional from the enchanting city of San Luis Potosi, Mexico, leads a life filled with success, love, and fulfillment.

    Born on November 26,1979, Francisco’s journey has been marked by determination, expertise, and a profound commitment to both his career and his cherished family. From a young age, Francisco knew he had a passion for finance and a desire to protect the well-being of others. As he grew older, he honed his skills and expertise, eventually carving a successful path in the insurance industry. His dedication and exceptional service have earned him a

    reputation as a trusted advisor among his clients, guiding them towards financial security with care and proficiency. Beyond his thriving professional life,

    Francisco’s heart truly belongs to his beloved wife, Eva. Their love story is a tale of unwavering support and companionship, as they navigate life’s journey together as a team. Eva’s presence has been an invaluable source of strength and inspiration, driving Francisco to excel both professionally and personally. In the loving embrace of their partnership, Francisco and Eva have created a beautiful family. Their home is filled with joy, laughter, and the love of their children. As a devoted husband and father, Francisco cherishes every moment spent with his family, making memories that bring them closer together and nurturing the bonds that make them an unbreakable unit. While excelling in his career and relishing family life, Francisco remains deeply connected to his community. He actively participates in local initiatives, offering his time and support to causes that uplift and empower those in need. His compassionate nature and willingness to give back highlight his commitment to making a positive impact on the lives of others. With integrity as his compass and love as his guiding force, Francisco Torres serves as a role model for those around him. He demonstrates that with hard work, dedication, and the unwavering support of a wonderful wife, one can achieve both professional success and personal fulfillment. As he continues to create a legacy of accomplishment, love, and service,

    Francisco’s story will undoubtedly inspire others to strive for greatness, find happiness in their relationships, and leave a positive mark on the world.


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    What is Medicare, and who is eligible for it?

    Medicare is a federal health insurance program in the United States. It primarily covers people who are 65 years or older, certain younger individuals with disabilities, and people with End-Stage Renal Disease (ESRD). 

    When can I enroll in Medicare?

    Initial enrollment typically begins three months before your 65th birthday and lasts for seven months. There are also special enrollment periods for those who qualify due to certain circumstances, like delaying retirement.

    What are the different parts of Medicare?

    Medicare is divided into several parts:
    Part A: Hospital insurance, covering inpatient hospital stays, skilled nursing facility care, and some home health care.
    Part B: Medical insurance, covering outpatient services, doctor visits, preventive services, and durable medical equipment.
    Part C: Medicare Advantage plans, which are offered by private insurance
    companies and provide additional benefits beyond Parts A and B.
    • Part D: Prescription drug coverage, available through private plans approved by Medicare.

    What does Medicare cover?

     Medicare covers a wide range of services, including hospitalization, doctor visits, lab tests, medical equipment, and some prescription drugs. However, it does not cover all healthcare expenses, and there are co-payments, deductibles, and coinsurance for many services. 

    How much does Medicare cost?

    The cost of Medicare varies depending on the parts you choose and your income. Part A is generally premium-free for most people, while Part B and Part D have monthly premiums. Additional costs include deductibles, copayments, and coinsurance.

    Can I have other health insurance along with Medicare?

    Yes, many people choose to have supplemental insurance (Medigap) to help cover costs that Medicare doesn't pay. Others opt for Medicare Advantage plans, which often include additional benefits like dental and vision coverage. 

    What is the "Medicare donut hole"?

     The Medicare Part D coverage gap, often referred to as the "donut hole," is a temporary limit on what the drug plan will cover for prescription drugs. It occurs when you and your plan have paid a certain amount for covered drugs during the year.



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